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Maddy's avatar

Many years ago (and many hard lessons to wake me up!), I believed (honestly I did!) that when I used my charge card that it was free to me!! Crazy, I know. I just paid the small amount required each month. Then the hard times started and I had no income. Oh, boy - I tried really hard to find ways to pay off the monthly charges, but to no avail. I finally filed for bankruptcy, and in the long years of 'waking up to myself' I realized the idea of becoming 'financially responsible'. And when I finally was able to once again get a charge card, my promise to myself was to pay the full amount when the bill arrived - leaving $0 to be paid the next month. It felt great, and still does! Even I felt the pull of spending with all the 'Black Friday' ads on TV, but I need nothing to feel fulfilled any longer. Spending is not the answer any more. It's self respect! Thanks for the great topic you wrote about. It brought up the sad past, yes, but it also affirmed the person I have become! As always, thanks, Eddy!

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Lucius T. Outlaw, Jr.'s avatar

Amen, our Brother!! Amen!!!

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